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PMC Bank : Withdrawal Limit raised / HDIL Father-son duo arrested. Know more here!


In giving further relief to beleaguered Punjab and Maharashtra bank customers, Reserve Bank of India (RBI) on Thursday increased the withdrawal limit to ₹25,000 from ₹10,000. With this welcoming step, 70% of bank customers now will able to withdraw 100% of their saving.

"The Reserve Bank of India again reviewed the bank’s liquidity position and, with a view to reducing the hardship of the depositors, has decided to further enhance the limit for withdrawal to ₹ 25000. The Reserve Bank has also decided to appoint a Committee of three Members in terms of section 36AAA(5)(a) read with Section 56 of the Banking Regulation Act 1949, to assist the Administrator of Punjab and Maharashtra Cooperative Bank Ltd, RBI said in a press release.

The whole saga began on 23rd Sept 2019, when RBI put restriction of  1000 removal per customer and barred bank from carrying its day to day banking operations. The root of this was scam committed by PMC bank top officials in connivance with company called HDIL. PMC bank opened 21000 fake accounts to help HDIL siphon off money. PMC Bank officials had also allegedly deposited around  2,000 crores directly into the HDIL bosses' personal accounts. PMC bank allegedly gave more than 50% of its total book to HDIL as loan. This loan is now turned NPA. Enforcement Directorate has registered an Enforcement Case Information Report (ECIR) against bank officials on the basis of FIR filed by the Mumbai Police.

Rakesh Wadhawan and Sarang Wadhwan, HDIL bosses, were summoned by EOW SIT (Special Investigation Team) for questioning in the case on Thursday. However, since they did not cooperate with the investigators, the two HDIL bosses were placed under arrest.

As per Mumbai police, a Demat account belonging to PMC Chairman, Mr Waryan Singh, which has shares worth around  100 Crore has been traced. Waryam Singh’s Demat account could be the amount which he received as a kickback from HDIL for the loans sanctioned by PMC bank when he was the director and then Chairman in the bank’s board.


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